Dex Sells Real Estate Digest  Buying & Selling Myths  If you're considering buying or selling a home in Jersey City, it's essential to separate fact from fiction in the real estate world. Don't be misled by common myths that could affect your experience. Let's debunk some of these misconceptions:    Myth: I Need to Make a 20% Down Payment Contrary to popular belief, a hefty 20% down payment is not a mandatory prerequisite for buying a home. While a larger down payment can offer advantages li…